Merchant Cash Advance

A Merchant Cash Advance (MCA) from Birchwood Funding offers a straightforward financing solution for businesses looking to access immediate capital based on future business revenues. Whether you need funds to cover inventory purchases, upgrade equipment, or manage cash flow, an MCA provides a flexible option to support your business growth.

How a Merchant Cash Advance Works:

• Upfront Cash: Receive a lump sum of cash upfront, based on your projected future credit card sales.
• Flexible Repayment: Repayments are made automatically through a percentage of your daily credit card sales. This means your payments fluctuate with your sales volume.
• No Fixed Term: Unlike traditional loans, there's no fixed term for repayment. Repayment continues until the advance, plus fees, is fully repaid.

Key Benefits of a Merchant Cash Advance:

• Quick Access to Funds: Get funding quickly, often within a few days of approval, allowing you to address immediate business needs.
• Flexible Repayment Structure: Payments align with your business's cash flow, making it easier to manage during slower periods.
• No Collateral Required: Typically, MCAs are unsecured, so you don’t need to pledge assets as collateral.
• Simple Application Process: The application process is streamlined, requiring minimal paperwork compared to traditional loans.

Our Merchant Cash Advance program is designed to provide you with the financial flexibility and support you need to thrive in today’s competitive landscape. Backed by our commitment to excellent service and personalized attention, we aim to empower your business to achieve its full potential.

Take the next step towards securing your business’s financial future with a Merchant Cash Advance from Birchwood Funding. Contact us today to learn more about how we can help your business grow.